Amanda Kennedy

Holistic planning is a comprehensive approach to financial planning that takes into account all aspects of an individual's financial situation. Rather than focusing on just one specific area, such as retirement planning or estate planning, holistic planning considers the big picture and looks at how all of the different pieces of a person's financial puzzle fit together.

A high interest rate environment refers to a period in which interest rates are relatively high compared to other periods. This can impact individuals and businesses in a number of ways.

A bear market is a period of declining stock prices, typically lasting several months or longer. While bear markets can be unsettling for investors, it's important to remember that they are a normal part of the market cycle. In fact, bear markets have occurred in every decade since the 1920s.

If you're a homeowner, you may be considering replacing your mortgage insurance with term insurance. While mortgage insurance can provide financial protection for your family in the event of your untimely death, it may not be the most cost-effective or appropriate solution for your needs.